PMAY is the prestigious social welfare flagship programme launched by our Honourable Prime Minister Shri Narendra Modi with a noble aim of providing “Housing for All,” by 2022. Check out today’s guide for detailed, step-by-step instructions on applying for the PMAY.
The PMAY was launched to provide affordable and urban housing to the economically weaker sections of the society – urban and rural poor, lower-income groups and middle-income groups. The Yojana has a dream goal of constructing around 20 million houses at affordable prices before the end of the financial year of 2022.
To make this dream come true, the Central Government under the leadership of our Prime Minister has set aside a whopping 31 billion USD for this scheme.
How to Apply for the PMAY?
To avail the benefits of the PMAY scheme, you can choose any one of the following two categories:
- For Slum Dwellers – This section is exclusively for people living in poorly built slums, which are unhygienic and lack basic sanitation facilities.
- Under 3 components – This section of the PMAY is for the benefit of the financially weaker sections of the society including the EWS (Economically Weaker Section), LIG (Low-Income Groups) and MIG (Middle Income Groups). People who earn an annual income below the 3 lakh threshold come under the EWS, while those who earn between 3 to 6 lakhs annually come under the LIG, and those who earn between 6 to 18 lakhs are classified under the MIG.
Step-by-step Guide to Applying for the Subsidies under the PMAY:
If you belong to any of the categories listed above, you can submit your application to avail the benefits of the PMAY.
Step 1: Head to the official website of the Pradhan Mantri Awas Yojana. The official website address is https://pmaymis.gov.in.
Step 2: On the homepage, look for the tab “Citizen Assessment.” Click on it and from the drop-down menu that opens, select “Benefits under 3 Components.”
Step 3: You will be taken to a new page, where you have to enter your Aadhaar number. Make sure to have your Aadhaar card handy, so that you provide the right details.
Step 4: Once you provide your Aadhaar number, you will be taken to the application form. In this step, you have to provide several personal details like your name, city of residence, the age of the head of the family, number of members in the family, complete residential address, caste, religion, contact number, and other such details.
Step 5: Double check whether you have provided the correct information and then click the “Save” button at the bottom of the page. Before your application can be submitted, you will be asked to type a “Captcha” code to prove that you are a real person, and not a machine.
Step 6: Once you enter the “Captcha” code, you can see an application number on the screen. Save this for future reference. You can also take a print out of the application at this stage.
If you are a slum dweller, click on “Slum dwellers” under the Citizen Assessment tab. The rest of the steps are similar.
To Conclude
If you are eligible for the benefits under the PMAY, make sure to use the application steps listed above to begin the process and start availing the incredible subsidies offered by this yojana, before the last date on 31/3/2019.
If you are not comfortable applying online, you can also visit the nearest common service centre set up by your state government, to avail the benefits of this scheme.
